Welcome to LivingTrack.org

These Terms of Use govern your access to and use of livingtrack.org and its associated services. By accessing or using our website, you agree to be bound by these terms, which are designed to ensure a fair and secure environment for everyone seeking guidance in Wealth Management, Financial Planning, Saving Strategies, and achieving Financial Goals. If you do not agree with any part of these terms, please do not use our website.

Acceptance of Terms

Your use of LivingTrack.org constitutes your unconditional agreement to follow and be bound by these Terms of Use, as well as our Privacy Policy. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the site following any such changes constitutes your agreement to follow and be bound by the Terms as changed.

Website Use and Conduct

LivingTrack.org provides content related to financial topics. You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.

• No Financial Advice: The information provided on LivingTrack.org is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. You should consult with a qualified professional for advice tailored to your specific circumstances.
• Accuracy of Information: While we strive to provide accurate and up-to-date information, we do not warrant the completeness, reliability, or accuracy of any information on the site.

Intellectual Property Rights

All content on LivingTrack.org, including text, graphics, logos, images, and software, is the property of livingtrack.org or its content suppliers and is protected by international copyright and intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as generally permitted under these Terms.

User Account Responsibilities

Should LivingTrack.org offer features requiring account creation, you are responsible for maintaining the confidentiality of your account details, including your username and password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

• Account Security: You are solely responsible for protecting your password and preventing unauthorized access to your account.
• Accurate Information: You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated.

Disclaimer of Warranties

Your use of LivingTrack.org is at your sole risk. The website is provided on an "as is" and "as available" basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranty that the website will be uninterrupted, timely, secure, or error-free.

Limitation of Liability

In no event shall livingtrack.org, its affiliates, or their respective directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the website; (ii) any conduct or content of any third party on the website; (iii) any content obtained from the website; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

Third-Party Links

LivingTrack.org may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Indemnification

You agree to defend, indemnify, and hold harmless livingtrack.org, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the website, including, but not limited to, your User Contributions, any use of the website's content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the website.

Governing Law and Jurisdiction

These Terms of Use shall be governed and construed in accordance with the laws of the jurisdiction where livingtrack.org is based, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms of Use shall be brought exclusively in the courts located in that jurisdiction.

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the website will immediately cease.

Contact

If you have any questions about these Terms of Use, please feel free to Contact Us.